Tranche 2 compliance.Streamlined.
Built for Australian law firms, conveyancers, and real estate agents.
Generate your AML/CTF Program, verify clients, and stay audit-ready — without weeks of reading legislation or managing disconnected documentation.
AML compliance shouldn't mean months of administrative overhead.
Most firms don't have dedicated AML staff — and building a compliance function from scratch is neither practical nor necessary. Tranche automates the documentation work so your MLRO and firm principals can focus on professional judgement, not form-filling: your AML/CTF Program, client verification records, and Source of Wealth checks — all structured, evidenced, and audit-ready.
Your program meets AUSTRAC's requirements and is evidenced for audit at any time.
Client verification and source of wealth records retained for 7 years — automatically.
Annual review cycles tracked and documented so your posture never lapses.
Every Tranche 2 entity covered
Law firms & solicitors
Client due diligence, matter-based SoW analysis, and ongoing oversight documentation for law firms and solicitors handling property, commercial, and trust matters.
- Wizard-generated Part A & Part B AML/CTF Program Manual
- Matter-level Source of Wealth forensics per transaction
- Training register, SMR log, and annual review tracking
Conveyancers
Purpose-built for residential conveyancing practices. Verify purchaser identity and source of funds on every settlement — recovered as a standard disbursement.
- Conveyancing-specific risk questionnaire and program generation
- Per-settlement SoW analysis with lump-sum detection
- Client identity verification recoverable as a disbursement
Real estate agents
Covers landlord and tenant due diligence for sales and leasing. A compliance program your principal can sign and file under the AML/CTF Act.
- Residential and commercial property AML/CTF coverage
- Buyer Source of Wealth documentation with PDF tamper detection
- Compliance calendar with automated regulatory reminders
Compliance built for firms without compliance teams.
Generic KYC vendors don't cover AML documentation.
Identity verification and AML compliance are separate obligations. Most KYC platforms handle the former — none generate the mandatory AML/CTF Program your firm must maintain under the AML/CTF Act.
Manual templates become outdated.
A Word document is not a compliance system. It doesn't track annual reviews, training obligations, suspicious matter decisions, or regulatory changes — all of which AUSTRAC expects to see evidenced.
Disconnected tools create compliance gaps.
Tranche brings program generation, client verification, Source of Wealth analysis, and ongoing register management into one workflow — reducing documentation administration without replacing the professional judgement your MLRO and advisers provide.
From setup to audit-ready in five steps
Tell us about your firm
Answer guided questions about your licence type, services, client base, and risk exposure. No compliance background required. Takes under 15 minutes.
Generate your AML Program
Our risk engine maps your answers to AUSTRAC's AML/CTF Rules and produces a signed-ready Program Manual — Part A and Part B — with clause provenance traceable to the underlying Rules.
Verify your clients
Send clients a secure verification link by SMS. They complete document and liveness checks on their phone. Results are instant, and every record is retained for 7 years.
Analyse Source of Wealth
Upload a bank statement. Tranche reconciles balances, flags deposits above the AUD $10,000 threshold, and checks for PDF metadata tampering — automatically.
Remain audit-ready
Training records, suspicious matter decisions, and annual review cycles are tracked automatically. Your compliance posture is evidenced at every point in the year.
Four pillars. One defensible compliance programme.
Everything an Australian Tranche 2 entity must document, verify, and evidence — integrated into a single workflow.
Your compliance manual, ready to sign in 30 minutes.
Produce your AUSTRAC-required AML/CTF Program Manual — Part A and Part B. Every clause is risk-scored and referenced to the underlying AML/CTF Rules, giving your MLRO a structured, defensible starting point ready for review and sign-off.
Detect suspicious bank statements before they become a problem.
Flag lump-sum deposits, verify mathematical accuracy across the full statement period, and detect PDF tampering — automatically. Every analysis is exportable as a signed compliance artefact for your client file.
Verify clients in seconds. Records kept for 7 years.
Clients receive a verification link by SMS and complete document and liveness checks on their phone. Results appear in your dashboard instantly. Every record is stored per AUSTRAC's 7-year retention requirement.
Never face an AUSTRAC audit unprepared.
Training records, suspicious matter decisions, and annual review cycles are tracked automatically. Your compliance posture is evidenced at every point in the year — not just when you remember to update a spreadsheet.
Built for compliance. Not bolted on.
| Capability | TrancheRecommended | Manual / Word | Generic KYC |
|---|---|---|---|
| AML/CTF Program Manual (Part A + B) | Manual effort | ||
| Risk assessment engine | Manual effort | ||
| Client identity verification | |||
| Source of Wealth analysis | Manual effort | Partial | |
| Lump-sum & tamper detection | |||
| Immutable audit trail | Manual effort | Partial | |
| Annual review & training register | Manual effort | ||
| AUSTRAC-specific templates |
Most generic KYC vendors handle identity checks but produce no AML documentation and have no knowledge of AUSTRAC's Tranche 2 requirements.
Trusted by Australian firms navigating Tranche 2
We spent weeks staring at the AUSTRAC guidance trying to work out where to start. Tranche had our Part A and Part B done in an afternoon — and the clause provenance panel meant our principal could actually understand what the document said.
The bank statement forensics alone are worth it. Our previous process was someone manually scrolling a PDF. Now we have a signed audit artefact in minutes, with a math tie-out and tamper detection that we can put in the client file.
Designed to complement professional expertise.
Tranche automates documentation, training records, and register management — so AML consultants and compliance advisers can focus on strategic risk advice, complex decisions, and client relationships. Use it to prepare documentation before your engagement, or alongside engagements to standardise workflows, evidence annual reviews, and reduce time spent on routine administration.
Everything you need to know
The Tranche 2 reforms are now in effect.
Non-compliance carries multi-million dollar penalties and licence revocation. Your AML/CTF program is mandatory — generate it today.